» Which banks have delayed payment terms?

Which banks have delayed payment terms?

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A number of banks and credit organizations have joined the measures to prevent the spread of Coronavirus, which, in order to avoid crowding in bank branches, offer either a "credit vacation" or encourage them to make payments in a non-cash way.

"Mogo" UCO offers citizens who have taken car loans to postpone the repayments of March through April without any additional fees.

Armbusinessbank offers access to online banking services and non-cash payments that are widely available but there is no information on the delay yet.

By joining the precautionary measure, Ardshinbank in its turn urges to use many options for executing banking transactions, which can be used to make utility payments, transfers, loan repayments, deposit replenishment, currency exchange without visiting the Bank 24/7.

Ameriabank, in general, delays payment terms. From March 13 to May 13, all individuals and individual entrepreneurs may fail to make regular repayments of their loans, including interest payments, accrued interest, maintenance and other payments, which will not result in any adverse effect. You can read the bank statement in full here.

IDBank also recommends remote transactions, moreover, to teach adults how to use online systems.

It should be noted that this issue was raised by the deputies of the opposition forces. Edmon Marukyan, the leader of the "Enlightened Armenia" party, sent a written letter to the Chairman of the Central Bank Arthur Javadyan.

The letter proposed to urgently discuss with commercial banks operating in the Republic of Armenia the issue of temporarily suspending the calculation and payment of credit obligations of business entities, including self-employed citizens, affected by the spread of the coronavirus and preventive measures, for at least 3 months.